Occidental Life

Who is Occidental Life Insurance  Company of North Carolina? 

Occidental Life Insurance Company of North Carolina specializes in whole, term, universal, and final expense insurance. . They offer policyholders flexible and personalized services, making them a preferred choice for countless American families.

What policies does Occidental Life offer? 

Occidental Life Insurance Company of North Carolina’s key insurance packages include Whole, Term, Universal, and Final Expense insurance.  They work with each client to find the most suitable policy for their circumstances.

What is Final Expense Life Insurance? 

Final expense life insurance is a type of life insurance specifically designed to cover the costs of a person’s funeral and other related expenses once they pass away. Occidental Life insurance Company of North Carolina offers Final Expense insurance packages to help ease the financial burden of the policyholder’s family. This policy is ideal for seniors who may not have another life insurance policy or savings set aside for funerary costs. 

What is Term Life Insurance? 

Term life insurance is a type of life insurance policy that offers coverage only for a specified period, which typically ranges from 10-30 years. If the policyholder passes away during the term, their beneficiaries receive a death benefit. Occidental Life offers term life insurance packages, which are perfect for those looking for affordability, such as young families who want to protect their dependents. 

What is Universal Life Insurance?

Universal life insurance is a permanent type of life insurance that also offers a savings component which accumulates cash value. Occidental Life offers universal life insurance packages that offer flexible premiums and death benefits. This policy is ideal for individuals with substantial insurance requirements, such as estate planning.   

What is Whole Life Insurance? 

Whole life insurance offers coverage for the policyholder’s entire life, with a guaranteed death benefit when the policyholder passes away. Occidental Life Insurance Company of North Carolina offers whole life insurance policies for individuals who prefer the predictability of fixed premiums with the added benefit of accumulating cash value over time.